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Marketplace · Monday, July 6, 2026

VantageScore 4.0 Promotes Wider Mortgage Access

The Vantagedge score, used by numerous financial institutions, has been updated to version 4.0 and is now accepted by Fannie Mae and Freddie Mac for conforming mortgages. This is projected to enable approximately 2.7 million new mortgages and up to $1 trillion in new loans.

companyFannie MaecompanyFreddie Mac

The tape

2 quotes
Vantagedge score, the modern credit score used by 3,700 institutions, including nine of the top 10 banks.
Now accepted by Fanny May and Freddy Mac for conforming mortgages, Vantagedge score 4.0 safely unlocks approximately 2.7 million new mortgages and up to $1 trillion in new loans.
Heard on Marketplace — “Back-to-school shopping? Already?, published Monday, July 6, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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VantageScore 4.0 Promotes Wider Mortgage Access — Heardvine