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Afford Anything · Friday, July 3, 2026

Cooling Job Market Reduces Likelihood of Federal Reserve Interest Rate Hike

The recent weak job numbers are decreasing the probability that the Federal Reserve will raise interest rates. Investors are now pricing in an 80% chance that rates will remain steady at the next meeting, a shift from previous expectations.

personKevin WarshcompanyFederal Reserve

The tape

4 quotes
Between both reports, we're seeing signs that the labor market is cooling off. It's soft data all around.
So the question becomes, how will that affect what the Fed does? And the answer likely is that the Fed is less likely to raise interest rates.
So, at the moment, investors are pricing in a less than 20% probability that the Fed will raise rates at their next meeting.
Said another way, investors are pricing in an 80% probability that the Fed is going to hold interest rates steady, which currently is at a target range of between 3.5% and 3.75% for the overnight federal funds rate.
Heard on Afford Anything — “First Friday: Jobs Are Cooling, Prices Are Climbing, and NYC is Freezing the Rent, published Friday, July 3, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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Cooling Job Market Reduces Likelihood of Federal Reserve Interest Rate Hike — Heardvine