Afford Anything · Friday, July 24, 2026
Cody Berman reached financial independence shortly before his 26th birthday with a diverse portfolio. This included $500,000 in the stock market, equivalent to a $20,000 annual withdrawal using the 4% rule, plus 13 rental properties generating about $3,700 per month in cash flow, and a digital products business earning over $10,000 per month passively.
“So when I officially claimed FI, I had about 500k in stock market. So per the 4% rule, I can pull out like $20,000 a year or like $1,700 something dollars, whatever it is. $1,667 a month using the 4% rule.”
“And then I had 13 rental properties at that time that were bringing in about $3,700 a month cash flow.”
“And then I had a digital products business that was making me a little over $10,000 a month passively.”
“So this was just before my 26th birthday, my life sprint from 22 to 25.”