Afford Anything · Friday, July 24, 2026
Cody Berman prefers the 'cash flow FI' strategy over the 'nest egg' approach due to its psychological benefits. He observes that individuals who have achieved significant financial success often feel more secure when receiving regular cash flows from assets rather than managing a large lump sum of capital.
“And they felt richer when the cash flows were coming in from that company versus when they sold it and they had that big amount in their bank account.”
“Because it's scary. Like when you're sitting on a big pile, it is scary to spend that down.”
“That's why I'm so drawn to cash flow FI because I'd much rather live off my cash flow than sell away my investments.”