Afford Anything · Tuesday, November 3, 2026
An active duty Air Force major with a family history of early-onset Alzheimer's and a potential genetic risk called into the show. He, his wife, and two children have a net worth of $2.5 million and are seeking guidance on life insurance, long-term disability, and asset protection before undergoing genetic testing.
“I'm active duty Air Force. I'm currently a major in the Air Force, married with two kids under 10. We rent, my wife and I, and we have about two and a half million dollars across retirement accounts and taxable accounts, most of it being retirement.”
“both carry an APOE 34 allele. So genetically, if you want to get into the mix of that, that's a significant increase, but I have the potential, a 25% chance of inheriting the 4-4 allele, which gives me a 12 times chance increased risk of early onset Alzheimer's.”