Afford Anything · Tuesday, July 7, 2026
Financial planner Joe Sal emphasizes the importance of optimizing for happiness, which includes time, health, and shared experiences, rather than solely focusing on asset accumulation. He believes this shift in perspective leads to different financial decisions.
“Specifically for me, it is what are you optimizing for?”
“But when you put all three of those together, Paula, I call that optimizing for happiness.”
“And I think when you're optimizing for happiness, you make a ton of decisions that are completely different.”