Afford Anything · Tuesday, July 7, 2026
A couple in their early 40s, both engineers, have reached approximately $1.5 million invested, with plans to add another $275,000 from a home sale. They are now evaluating if they have achieved "Coast FI" (Financial Independence) and want to shift focus from accumulation to enjoying life and recurring sabbaticals.
“Next month, we receive 425k from the sale of our home, with 275k going into our taxable brokerage, bringing us roughly to 1.5 million invested.”
“Third and last, and most importantly, given our sabbatical philosophy, can you confirm we are Coast FI?”
“Because if we are, we want to dial back the obsession with accumulation and start investing more intentionally in the life we want to live right now.”