Afford Anything · Tuesday, October 27, 2026
An anonymous investor shares that a low-fee long-term government bond index fund lost 38% of its value over six years, leading them to question the differences between holding individual bonds and bond funds.
“When I first started investing, I was under the impression that holding a bond fund is just as good as holding individual bonds. So when I built my portfolio, I chose a very low fee, long term government bond index fund. And over the last six years, I have watched my bond fund lose 38% of its value.”