Smart Travel: Upgrade Your Getaways · Wednesday, September 23, 2026
Citi's Thank You program has added Japan Airlines (JL) as a new transfer partner, offering a 1:1 transfer ratio for cards with annual fees and a 1:0.7 ratio for no-annual-fee cards. To celebrate, Citi is offering a 3% transfer bonus on eligible transfers through October 24th.
“City Thank You added Japan Airlines as a new transfer partner. It's a 1:1 transfer ratio if you have any of the cards that earn City Thank You points and has an annual fee. If you have one of those City Thank You cards that does not have an annual fee, then the transfer ratio is not as good. It's 1 to 0.7.”
“And to incentivize us, they're running a 3% transfer bonus. That offer is valid through October 24th.”