How to Money · Monday, September 28, 2026
Corey is looking to transfer his Roth IRA from a financial advisor to Vanguard to manage it himself. He asked about the ease of this process. The hosts confirmed that transferring an IRA to Vanguard is generally straightforward, involving opening an account at Vanguard and initiating the transfer, which typically takes about a week. They advised using a trustee-to-trustee transfer to avoid potential tax issues.
“My question is, I know there can be certain fees, but is it just as easy as opening up the Vanguard account and telling them to switch the money over?”
“So switching this over is pretty easy. You can open a Roth IRA at Vanguard and then you basically say, hey, transfer my old one to you.”
“Do that. Don't get the check where they cut it to you and then you redeposit it within a certain amount of time. You don't want to run that risk.”