Optimal Finance Daily · Saturday, September 26, 2026
The author advises listeners to contribute enough to their company's retirement plan to secure any available employer match, framing it as 'free money.' If a company does not offer a match, individual retirement accounts (IRAs) may offer more investment options and be a preferable choice.
“If they offer a match, then you should contribute enough to get the match.”
“It's free money after all.”
“If you don't get a match, IRAs are often better than a company retirement plan since you have more options.”