How to Money · Friday, September 25, 2026
Price Waterhouse Coopers projects that Christmas spending this year will remain roughly the same as last year. The hosts emphasize the importance of starting to save for the holidays early, ideally in January, to reduce financial stress later.
“I saw that Price Waterhouse Coopers, they put out a new, I guess a new projection. And they're saying that Christmas spending this year is going to be down a little bit, like a teeny tiny bit. But basically, it's going to be the same as last year. Hold steady. Yeah, it's basically going to hold steady. And hopefully, folks out there, it's fall now. As of, was it this past Tuesday, it's officially fall, Joel, which means no better time for us to start talking about getting ready for the holidays, getting ready for Christmas. So hopefully you're a nerd like us and started socking money aside in January. But if you haven't, no time like the present.”
“Yeah, people got their pumpkin spice lattes in hand, Matt. It's time to start saving for Christmas if you haven't already done that. And you're right, like starting in January just gives you the most time, means you have to put aside the littlest amount in what they're known as sinking funds, right? So just saying, earmarking money for the future, the longer you have means the less you have to put away each month. And it just feels nice to have that prepaid, right? And to be going into the Christmas season, knowing how much money you have to spend, having your list made out so that when the sales happen, you're ready to pounce and you're not spending more than you have.”