BiggerPockets Money Podcast · Friday, September 18, 2026
Scott Trench proposes creating an AI chatbot that acts as a virtual financial assistant, tasked with tracking spending and ensuring budget adherence. Users can instruct the AI to provide weekly spending summaries, identify budget overruns, and suggest monthly areas for cost reduction.
“My next tip is to build an AI chatbot. So think of it as a virtual financial assistant.”
“So for example, I've told the AI, you are my virtual financial assistant. Your job is to help me track my spending and make sure I'm staying on budget.”
“And tell me where I'm over budget and where I'm under budget.”