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BiggerPockets Money Podcast · Friday, September 18, 2026

Framing AI Prompts for Personal Finance

Mindy Jensen advises users to provide AI with a wealth of information, especially when starting out, and to treat it like a conversation with a person. Scott Trench adds that framing the AI with specific financial preferences, such as a willingness to pay higher deductibles for lower insurance premiums, can lead to more tailored advice.

personMindy JensenpersonScott Trench

The tape

2 quotes
“What are the big tips that I have learned when using AI and using like this writing prompts is more is better.”
“So for example, I with my insurance, as someone who's financially independent and has a significant net worth, I like to pay the lowest premium possible and I'm willing to pay a higher deductible in order to get a lower premium.”
Heard on BiggerPockets Money Podcast — “How to Use AI to Improve Your Finances and Reach FI Faster”, published Friday, September 18, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.04