ChooseFI · Monday, September 14, 2026
Dr. Bobby DeBoys discusses how individual factors, including genetic predispositions revealed through testing and proactive lifestyle choices like diet and exercise, can inform a more personalized longevity estimate for financial planning.
“So, the next piece of the puzzle is, can we get a better sense of our own individual longevity? And that's where genetic testing comes into play.”
“So, we have several layers of information. First, there's the actuarial data, which provides population-level life expectancies. But as we've discussed, that's a starting point. Then, we look at individual factors like family history, lifestyle choices (diet, exercise, sleep), and existing health conditions.”
“And increasingly, we have genetic testing, which can give us some insight into our predispositions to certain diseases.”