ChooseFI · Monday, September 14, 2026
Aubrey Williams emphasizes that longevity planning should also consider 'healthspan' – the period of healthy, active life. This acknowledges that expenses may not be linear in later years due to potential healthcare and long-term care costs, requiring a nuanced approach.
“So, it's not just about living longer, but it's about living longer *well*. So, the financial plan assumes you live to 95, but it doesn't necessarily account for the fact that as you age, your expenses might not continue to be linear.”
“There might be increased healthcare costs, long-term care costs, things like that. So, it's not just about the duration, but also the nature of those later years.”
“And importantly, it's about living not just longer, but longer and healthier. So, as we continue to learn more about health and longevity, our financial plans should evolve along with it. It's an ongoing process of assessment and adaptation.”