So Money with Farnoosh Torabi · Friday, September 11, 2026
Maggie Jondro highlights that midlife financial planning is crucial because it's still a time when meaningful adjustments can be made to savings and risk tolerance. The goal is to build a plan that allows for enjoying the present without sacrificing the future, addressing concerns like retirement needs, social security, healthcare, and longevity.
“midlife is still when you have time to make meaningful adjustments. If you're behind on savings, you can accelerate. If you're taking on too little risk, you can up it. That's not to say you can't make those changes in your 60s or even 70s, you just have less runway to make them be so impactful.”
“And how do you build a plan that gets you to retirement without regrets, but also without sacrificing your entire present for some theoretical future?”