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So Money with Farnoosh Torabi · Friday, September 11, 2026

Midlife Financial Checkup: Diversifying Accounts and Permission to Spend

Farnoosh Torabi's financial review with Maggie Jondro identified a need for diversification in account types, moving some investments from retirement accounts to non-retirement brokerage accounts to increase current spending flexibility. This adjustment aims to balance saving for the future with enjoying the present.

personFarnoosh TorabipersonMaggie Jondro

The tape

2 quotes
And what came out of it was really interesting. It was permission to spend a little bit more today, and maybe save a little less in retirement. And then also, like, the other big piece that came out of it was the diversification of your account types.
Farnoosh Torabi
Part of that led into your goal of spending more today or in the next five years because instead of investing in a retirement account, we could invest more in a non-retirement or a brokerage account.
Farnoosh Torabi
Heard on So Money with Farnoosh Torabi — “2034: Ask Farnoosh...About Farnoosh: My Midlife Financial Plan, Unveiled, published Friday, September 11, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.06