Optimal Finance Daily · Friday, July 3, 2026
Before buying a car, Courtney Luke stresses the importance of ensuring your finances can handle the associated costs, including budget, maintenance, repairs, and insurance. She advises against taking on debt that creates a significant financial burden.
“Ensuring your finances can handle the cost of a car before upgrading.”
“Determining your vehicle's budget, maintenance, repair, and insurance costs is vital.”
“If you start in a bad place financially, it's hard to get a solid footing with your car costs.”