Bloomberg Surveillance · Sunday, August 30, 2026
A recent Prudential Pulse survey reveals a confidence gap, with approximately 90% of mass affluent Americans believing they are on track for retirement expenses. However, a significant portion, only about 40%, work with an advisor, and a third have a formal financial plan, indicating a potential misalignment between perceived readiness and actual preparation.
“According to Prudential's latest Pulse survey, about 90% of mass affluent Americans think that they're on track to cover their essential expenses in retirement, but only about 40% of people have an advisor, only about a third have a financial plan.”
“So there's kind of this misalignment from where folks think that they're in a really good spot, but the data might suggest otherwise.”