Thoughtful Money with Adam Taggart · Sunday, August 30, 2026
Adam Taggart identifies three core 'muscles' for financial success: earning, saving, and investing, recommending they be developed in that order. He emphasizes that the earning muscle, derived from creating value for which the world pays, is the foundation. Subsequently, controlling costs to maximize savings, and then putting money to work through investing, are crucial steps.
“There are really three key muscles you need to develop to become financially well off. There's the earning muscle. There's the saving muscle. And there's the investing muscle.”
“And generally I recommend that people focus on developing those muscles in that order.”
“You can't really say wait until you've gotten income coming in the door, right? And and really your whole financial foundation is built on how can I create value in the world that the world will pay me for, right?”