Optimal Finance Daily · Monday, August 31, 2026
As part of his 'no-spend' week experiment, Philip Taylor provides several actionable tips for readers to curb excessive spending. These include avoiding advertising, physically removing credit cards from wallets, and finding free or low-cost entertainment options.
“Turn off the TV and hide the magazines to avoid the tempting advertising.”
“Take your credit or debit cards out of your wallet and place them in your home safe for a while.”
“Find entertainment from the things you already have. For example, old movies or board games or card games.”
“Go to the park instead of the mall. And number seven. Go to the library instead of the bookstore.”