BiggerPockets Money Podcast · Friday, July 3, 2026
Mindy Jensen suggested that individuals can balance a large Roth conversion in a given year by also making a significant contribution to a donor-advised fund. She emphasized the benefit of consulting with a tax professional or CFP to ensure comprehensive financial planning.
“One thing that comes to mind is when you're contributing to a donor advised fund. If you know that you want to give every single year, maybe this year you fund two years or five years of giving.”
“So maybe you've decided that you want to do a Roth conversion and you want to make a big Roth conversion. Well, then you can also do a big contribution to your donor advised fund and kind of balance that out.”
“This is where having a conversation with a tax professional or a CFP can be really beneficial because you're not just planning for today.”