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Optimal Finance Daily · Wednesday, September 2, 2026

US Household Debt Exceeds $131,000 on Average

According to a 2017 NerdWallet report, the average U.S. household carries $131,431 in total debt. The report also indicated that total U.S. consumer debt is approaching $13 trillion.

companyNerdWallet

The tape

2 quotes
NerdWallet's 2017 report found that the average US household owes $131,431 in total.
Jessica Thiefels
And total US consumer debt reaches nearly $13 trillion.
Jessica Thiefels
Heard on Optimal Finance Daily — “3686: 3 Seriously Simple Tactics We Used to Pay Off Our Loans Early by Jessica Thiefels with Money Mini Blog on Paying Down Debt, published Wednesday, September 2, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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