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Optimal Finance Daily · Wednesday, September 2, 2026

Cutting Dining Out: A Key Tactic for Faster Loan Payoff

To accelerate loan repayment, the author and her husband significantly reduced dining out, a habit that cost an average of $12.75 per entree. They emphasize that even dialing back from three times a week to once a week or even less can lead to substantial savings.

The tape

3 quotes
Number two, we stopped going out to eat.
Jessica Thiefels
a typical restaurant entree averages $12.75, and even a morning coffee habit costs around $4.50 each day.
Jessica Thiefels
Note, I didn't say that you need to cut it out altogether, just dial back.
Jessica Thiefels
Heard on Optimal Finance Daily — “3686: 3 Seriously Simple Tactics We Used to Pay Off Our Loans Early by Jessica Thiefels with Money Mini Blog on Paying Down Debt, published Wednesday, September 2, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.03
Cutting Dining Out: A Key Tactic for Faster Loan Payoff — Heardvine