Optimal Finance Daily · Wednesday, September 2, 2026
The author and her husband updated their budget weekly using a spreadsheet to track expenses and income, providing a real-time view of their finances. This method helped them understand how much money they had left to spend each week, acting as an accountability tool for aggressive debt repayment.
“Number one, we updated our budget weekly.”
“Our organized minds immediately turned to using a spreadsheet to track all monthly expenses.”
“If we were in week two of the month with only $200 left to spend until the 30th, we had to really think about how we wanted to use that money.”