How to Money · Wednesday, September 2, 2026
In a discussion on 'How to Money,' Wes Moss reveals his new book, 'The Retire Shitter Method,' which re-evaluates what constitutes a happy retirement. Moss emphasizes that happiness in retirement is less about accumulating vast sums of money and more about achieving a sense of fulfillment and purpose, which he terms 'happiness alpha.' He suggests that financial peace of mind is achieved by reaching 'green zones' for investable assets, income, and debt reduction.
“So, yes, it's been a lot of years. We've gone through many bear markets, we went through we went through a pandemic hyper inflation, so a lot is changed to some extent in the world. And we've been through We've been royaled many times as investors and retirees, et cetera. But the new research, it doesn't directly counteract and counter what I wrote about ten or fifteen years ago. It just updates all the numbers, and the numbers came back, they're different than they were in the first book.”
“Joel, I think it is that it's a combo of and what I write about in the book the method, the retire shitter method is about having that the financial foundation and the education to wipe away the fear. So yes, part of it is money, and I spend some time in the book talking about that, and I approach it maybe the opposite way, as opposed to how much money do you need to do all the things you want to do and like create enough income? Ask it more and presented in the book from a standpoint of who has a sense of peace of mind and happiness already? And then what are there at? What are those asset levels?”
“So that's how I'm approaching it, is that we get to this green zone. And I'm not saying for you it's it's the exact amount of money you need, but for the for Americans, that gets us into a place where we're feeling good about where we stand and we do have a foundation to retire on.”