Optimal Finance Daily · Saturday, August 15, 2026
The podcast host, Justin Mallik, shares his agreement with ESI's recommendation to use a CPA, particularly for complex tax situations. He prioritizes saving time and catching errors over doing taxes himself, stating that his own taxes would consume an entire week.
“I use a CPA too, and definitely recommend it. Now, very much a do it yourself person with money, just like he described.”
“My taxes have gotten complicated enough that doing them myself would eat up a whole week I'd rather spend elsewhere.”
“But to be fair, if your taxes are simple, good software might be all you need. But when things get complicated or you have your own business, it can be one of the better places to spend a little on some expertise.”