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How to Money · Friday, August 14, 2026

Fidelity to Launch Target Date Funds with Annuities, Sparking Cost and Benefit Debate

Fidelity is set to introduce target-date funds that include annuities, a move becoming increasingly popular. While annuities can provide guaranteed income in retirement, potentially easing anxieties about market fluctuations and withdrawal decisions, experts caution that these products often come with higher costs and potentially lower returns compared to traditional market investments.

companyFidelitycompanyPizza HutcompanyVanguard

The tape

3 quotes
So stuff crossed pizza you've you know remember when that came about. I think it was Pizza Hut that invented it back in the day.
Speaker 1
Fidelity has launched something that's kind of like the investing version of stuff Cruss Pizza Target date funds with annuities inside. These are going to roll out apparently in early twenty twenty seven, and they're becoming more and more popular.
Speaker 1
Well, it's important to I'm not going to say this is a terrible idea, but it's really important to look at the costs and trade offs if you're going to do this, because typically you're talking about higher costs, you're talking about inferior returns than having that money left in the market.
Speaker 1
Heard on How to Money — “Friday Flight - Cash Hoarding, Spendy Sports, & WFH Fees #1179, published Friday, August 14, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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Fidelity to Launch Target Date Funds with Annuities, Sparking Cost and Benefit Debate — Heardvine