All the Hacks · Wednesday, August 12, 2026
Brian M discusses the rise of debit cards in the loyalty space, citing a new "X Money" debit card offering 3% cashback as a significant development. He notes that while currently restricted to Canada, this trend suggests potential for similar offerings in the US.
“And while I was in Canada, I got my invite to X Money, which supposedly has a 3% cashback debit card.”
“So last night, I get home, and priority one, get back in groove with the family. Everyone's going to bed, and I'm like, let's just go see if this is real. Like, did I really get an invite? And I did, and they're offering a 3% cashback debit card.”
“So no hit on 524. Yes, a lot of categories like taxes and whatnot are excluded, but you know what, a 3% cashback debit card is super interesting.”