Takeoff: A Points and Miles Podcast · Wednesday, August 12, 2026
Michael, after a year of accumulating 1.4 million points and being rejected by Chase for new cards, inquires about strategies for the second year. He specifically asks about whether to get rid of cards or change his approach, seeking advice on progressing in the hobby.
“We are nearing one year in, have added 1.4 million points over this year. And so excited about that. Have maxed out on Chase, as they've rejected us a couple of times now. So we're wondering what the second year looks like for most people.”
“What do you do differently in the second year? Does it involve getting rid of cards, or doing other things differently? Looking forward to your answer.”