Takeoff: A Points and Miles Podcast · Wednesday, August 12, 2026
Bryce recounts using credit card points for spring break travel in college, initially fearing legal repercussions or a ruined credit score. To his surprise, his credit score actually increased, and he received offers for better credit cards from the same bank. This experience, coupled with discovering online communities like FlyerTalk, normalized the hobby for him.
“And I thought, you know what? I'm like 22 years old. This is the time when you take like stupid risks, like short-sighted risks. Like what is the worst thing that can happen if I just like sign up for a credit card and use these points to pay for spring break?”
“I thought someone's going to knock on my door and just be like, yo, you can't do that. Like maybe the cops, maybe the banks upset with me, I'm sure my credit score is completely shot. And then kind of went through the checklist there. I was like, alright, check my credit score. It went up. Interesting.”
“And just kind of had that natural thought of like, why wouldn't I do this again? Like there's nothing bad that happened. Lots of places on earth I want to go.”