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Unchained · Tuesday, July 28, 2026

Biden Administration Proposes Digital Asset Classification Framework

The Biden administration has proposed legislation to delineate regulatory authority between the CFTC and SEC for digital assets. The proposal suggests the CFTC would oversee digital assets deemed commodities, while the SEC would regulate those classified as securities, using a test based on the economics of the transaction.

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The tape

3 quotes
So the Biden administration proposed legislation that would give the CFTC jurisdiction over digital assets that are considered commodities, and the SEC jurisdiction over digital assets that are considered securities.
And they're proposing a specific test to determine whether or not something is a commodity or a security.
And I think that this is something that the industry has been asking for for a really long time.
Heard on Unchained — “Kristin Smith on Why the Clarity Act Comes Down to a Memecoin, published Tuesday, July 28, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.04