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Frequent Miler on the Air · Monday, August 10, 2026

Credit Cards and Non-Automobile Insurance Coverage

Greg admits he doesn't always know the specifics of which credit cards offer non-automobile insurance coverage simply by possessing the card, as he generally avoids transactions that might jeopardize welcome bonuses or certificates. He mentioned using a return offer on a Bank of America card for show tickets to avoid this risk.

companyBank of America

The tape

2 quotes
You know, the truth is I don't really know the answer to that for sure in all situations because I never play it that close. I don't typically spend towards like a welcome bonus or a certificate on the types of purchases that I'm likely to return.
Greg
I'll give you an example, I just got a return offer on one of our banking America cards, it was $175 back after, like, $1,500 spent in the next three months. And so I used that to like, pay for show tickets. We just saw a show and in Pigeon Forge, Tennessee. And so, um, that wasn't a return that I was going to return that. There was no risk.
Greg
Heard on Frequent Miler on the Air — “How would you rank premium economy cabins? | Ask Us Anything | Ep89 | 8-5-26, published Monday, August 10, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.06
Credit Cards and Non-Automobile Insurance Coverage — Heardvine