ChooseFI · Monday, August 10, 2026
Sam highlights his early advantages in pursuing FI, including parents who invested in the stock market on his behalf and his lack of student loans. He notes that not having to pay student loans freed up significant monthly income for investing.
“Because I had a couple of advantages, which is I didn't have to have any student loans.”
“I went to in-state schools for both undergrad and graduate school. And I was poor, but I didn't have to borrow money. So the whole time I've not had the extra $600 a month to have to pay in student loans. And that's made a large difference.”
“In addition, I had parents who were aware of the whole investing in the stock market thing and had put a small amount of money in my name before I even knew what any of that was.”