ChooseFI · Monday, August 10, 2026
Page maintains a 50% savings rate, viewing her past experiences living on less as good training for financial discipline. She utilizes a Roth IRA as a portion of her emergency fund, appreciating the ability to withdraw contributions tax and penalty-free.
“You're hitting a 50% savings rate.”
“Yes. Absolutely. I do pretty much a solid 50% and have the whole time.”
“So for two years, I did a Roth IRA because that is basically where I keep my quote-unquote emergency fund.”