How to Money · Friday, August 7, 2026
The discussion highlighted the increasing annual fees on premium credit cards and the appeal of perks like airport lounge access. Hosts Joel and Matt advised listeners to critically assess their travel habits to determine if such benefits justify the cost, cautioning against paying for benefits they won't utilize.
“We've talked about how the the annual fees are going up and up and up on these cards, and they're especially to like upper middle class people.”
“I think it's really important before people sign up for those, though, Matt, to realize, well, to look towards the past year, well, how many how many flights did I take that I actually show up to the airport pretty early? Am I hanging out at the airport?”
“But for me, like who travels once a year, and if I am, I've got kids in tow and stuff like that, we're not getting their hours in advance with the lounges.”