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The Rational Reminder Podcast · Thursday, August 6, 2026

Ritholtz favors passive investing for most investors

Barry Ritholtz believes that passive investing, particularly through low-cost index funds, has historically outperformed most actively managed funds. He notes that while active management can have a role in specific situations, a passive approach is generally the most effective for long-term investor goals.

personBarry RitholtzpersonJack Bogle

The tape

2 quotes
However, historically, passive investing, particularly through low-cost index funds, has outperformed most actively managed funds over the long term. The reason for this is that active managers often struggle to consistently beat the market after accounting for fees and expenses. Index funds, on the other hand, provide broad market exposure at a very low cost, which allows investors to capture the market's returns over time.
BARRY RITHOLTZ
But for the vast majority of investors, a passive approach is generally the most effective way to achieve their long-term financial goals.
BARRY RITHOLTZ
Heard on The Rational Reminder Podcast — “Barry Ritholtz: "90% of financial products are crap" | #421, published Thursday, August 6, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.08
Ritholtz favors passive investing for most investors — Heardvine