How to Money · Wednesday, August 5, 2026
Raines observes that younger generations, particularly Gen Z, place a higher premium on optionality compared to previous generations. This manifests in attitudes towards work, relationships, and life choices, leading to more frequent job hopping and a later average age for marriage and homeownership.
“I honestly think the biggest difference is optionality is valued a much more of a premium for younger people than it used to be, where you won't to be able to like leave this job, leave that job quickly.”
“Like people talk about the total fertility rate going down, it's because like the simple cause is less people are getting married and they're getting married later.”
“And that's a little bit this optionality thing too, Like there's younger people just prioritize optionality more than older people.”