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How to Money · Wednesday, August 5, 2026

The True Cost of New York City Living

Jack Raines shared that his current splurge is his rent in New York City, which amounts to over $4,000 a month for a studio apartment. He notes this is driven by his desire for amenities like an elevator and a doorman, despite it being a studio in Manhattan.

personJack Raines

The tape

3 quotes
“So excluding the the thing I'm actually splurging the most on is rent in New York.”
Jack Raines
“It's because I have a studio in the center of Manhattan.”
Jack Raines
“But since I now have no roommates and an elevator and a door guy, actually like my rent is like it's it's a little over four thousand dollars a month for a studio.”
Jack Raines
Heard on How to Money — “A Field Guide to Wealth & Purpose in Your 20s w/ Jack Raines #1175”, published Wednesday, August 5, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via publisher transcript · $0.00
The True Cost of New York City Living — Heardvine