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Bloomberg Surveillance · Friday, July 31, 2026

Mortgage rates hit one-year high, exacerbating affordability crisis

Mortgage rates have climbed to 6.66%, a one-year high, making homeownership significantly more expensive. This rise intensifies concerns about the housing affordability crisis, with limited legislative solutions emerging from Washington.

The tape

2 quotes
The mortgage is now at six point six six percent. That's a one year high. We're not at seven percent yet, but it does make home ownership a lot more expensive. And David, there's a lot of talk about the affordability crisis. Has DC come up with any solutions that will I don't know, resonate with voters before the midterm elections?
Speaker 5
I mean, there was this housing build that the president liked until he didn't like, and so I think that there's been some lip service to it. But we're at a point now as we approach the midterm, so I think the prospects there being any kind of real landmark legislation coming together seems pretty unlikely.
Speaker 6
Heard on Bloomberg Surveillance — “Bloomberg Money: 'Fed Needs Clear Inflation Target and Messaging', published Friday, July 31, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via publisher transcript · $0.00