Odd Lots · Sunday, July 26, 2026
Prudential's survey reveals a 'confidence gap' or paradox, where approximately 90% of mass affluent Americans feel they are on track for retirement expenses, yet only about 40% have an advisor and a third have a financial plan. This misalignment suggests a disconnect between perceived financial well-being and actual preparedness.
“According to the Prudential's latest pul survey, about ninety percent of mass affluent Americans think that they're on track to cover their essential expenses in retirement, but only about forty percent of people have an advisor, only about a third of a financial plan.”
“So there's kind of this misalignment from where folks think that they're in a really good spot, but the data might suggest otherwise.”