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Bloomberg Surveillance · Monday, July 20, 2026

Municipal Credit Quality Remains Sound Despite Rainy Day Fund Taps

Overall credit quality in the municipal bond market is considered sound. While municipalities are beginning to tap their rainy day funds, which remain at all-time highs, these levels are still expected to be well above pre-COVID figures. The market is not currently seeing significant distress in credit quality.

The tape

1 quote
Let's see, Uh, overall, it's going to be really sound. We're coming out of COVID where a lot of moneys were handed out. We have rainy day funds that remain at all time highs. They're starting to get tapped as we would expect. We expect them to get tapped this year and into next year. But quite frankly, even if they do, they're still going to be probably well above where they were pre COVID levels. So for now credit looks really sound.
Heard on Bloomberg Surveillance — “Credits Risks and the Market Outlook, published Monday, July 20, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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Municipal Credit Quality Remains Sound Despite Rainy Day Fund Taps — Heardvine