How to Money · Friday, July 24, 2026
Joel and Matt reflected on their most important life decisions. Both identified choosing their spouses as paramount, followed by having children (for Joel) and embracing entrepreneurship (for Matt). Joel also included his continuous commitment to his faith as a key decision, while Matt highlighted the value of their friendship and business partnership in their personal and financial growth.
“I mean I think who who I'm married?”
“Having kids number two, it's been massively formation I left, I left the kids, Okay, I think it's been it's been huge for me that that just well, it's brought a lot of joy to my life having kiddos, and it's also made me grow up in a way the ways that I otherwise would not have.”
“So my second decision I put down was choosing to work for myself because the just the entrepreneurship spirit that instilled within me.”
“So my last one, I'm going to really lay the guilt on you with this one, Joel, is you buddy, Joel? So not only just I did it crossed my mind. I thought about it, not only like obviously we had years and years of friendship and just you know, the good memories, the awesome years of not only like you and me, but Kate and Emily traveling together, camping, holding each other's first babies.”