← Front page

BiggerPockets Money Podcast · Wednesday, July 15, 2026

Coast FI as a Milestone for Financial Power: Scott Trench

Scott Trench views financial independence as a spectrum, with Coast FI representing a crucial milestone. He suggests that reaching this stage grants individuals more power over their employment choices, allowing them to potentially take less demanding or lower-paying jobs that offer greater personal fulfillment.

The tape

2 quotes
I think coastfire is for many people on the journey to financial independence, the first milestone where there's a little bit of that sigh of relief like I have power over my boss now.
Scott Trench
I don't need the highest paying job in order to retire or, you know, I can begin to expand my my viewpoint and maybe begin to take more risk or take a little bit more time back in my day.
Scott Trench
Heard on BiggerPockets Money Podcast — “Should You Choose Coast FI or Go All In on FIRE?, published Wednesday, July 15, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
Transcribed via Gemini audio transcription · $0.05
Coast FI as a Milestone for Financial Power: Scott Trench — Heardvine