How to Money · Monday, July 13, 2026
Joe from Fairfax inquired about automatically investing contributions in his Fidelity Roth IRA. Hosts Joel and Matt clarified that while auto-contributions move money into the account, an 'automatic investment' feature is needed to purchase funds. They emphasized the importance of this distinction to avoid money sitting idle and missing out on market growth.
“So there's there's definitely a way, Joe, not only to have that amount automatically contributed to your i RA, but also to purchase more shares of your preferred fund.”
“So, instead of just setting up a recurring transfer, you're setting up an automatic investment. So two words, two different things. One is kind of transferring the money in and the other one is automatically investing the money, which is the choice you want to make.”
“But it's really simple actually. You know, basically, instead of just setting up a recurring transfer, you're setting up an automatic investment.”