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Unchained · Wednesday, July 8, 2026

Credit Rating Agencies Assign Zero Value to Bitcoin for MicroStrategy

Credit rating agencies like S&P and Moody's are valuing MicroStrategy's Bitcoin holdings at zero, impacting the company's creditworthiness. This has led to preferred stocks receiving a junk rating, as agencies only consider the software business for servicing liabilities.

companyMicroStrategycompanyS&PcompanyMoody's

The tape

2 quotes
But at a much broader level, strategy has faced a couple of challenges, and one of the big challenges is that the credit rating agencies, so S&P, Moody's and so on, when they evaluate the creditworthiness of the company, they hold the value of Bitcoin at zero, which makes obviously no sense.
Parker White
And so that's why the preferreds have a junk rating B minus rating because it's only the software business that's being used to, you know, in their eyes, service the liabilities.
Parker White
Heard on Unchained — “Strategy Sold More Bitcoin. Is This a Betrayal of the Bitcoin Ethos?, published Wednesday, July 8, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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Credit Rating Agencies Assign Zero Value to Bitcoin for MicroStrategy — Heardvine