Optimal Finance Daily · Friday, July 10, 2026
Jen Hayes highlights the savings achieved by avoiding expensive gym memberships, contributing $800 annually to their debt repayment fund. She suggests that many gym memberships are overpriced and advises seeking more affordable options or utilizing free alternatives like home workouts or outdoor exercise.
“No fancy gym memberships, $800 a year.”
“If you're paying that much for a gym membership, you are getting ripped off. I don't care how nice your gym is, you're being ripped off.”
“Some other free options include using your corporate gym at work. I do this all the time. Exercising outside or working out at home.”