Optimal Finance Daily · Friday, July 10, 2026
By foregoing expensive salon visits, Jen Hayes and her husband save approximately $1,000 annually. Hayes used to spend significant amounts on haircuts, coloring, manicures, and eyebrow waxes, but now prioritizes debt repayment over cosmetic expenses.
“No upscale salon visits, $1,000 per year.”
“I used to get my haircut and colored at a very, very expensive salon every three months. And I would get occasional $40 manicures that doesn't even include the tip, and $30 eyebrow waxes on my birthday or just as a treat to myself.”
“It's more than a little ridiculous to think that I used to spend $200 on hair appointments when my husband and I were six figures in debt.”