Optimal Finance Daily · Friday, July 10, 2026
A millennial couple is aggressively tackling $117,000 in student loan debt over three years by implementing significant cost-saving measures. They have identified ways to save $25,000 per year through various lifestyle changes, including eliminating cable, avoiding non-essential purchases, and seeking free or low-cost alternatives for activities and personal care.
“Our combined gross income is in the mid to high five figures. So, it's not like we're rolling in the dough.”
“That means that in order to accomplish our lofty goal, we need to scrimp as much as possible.”
“Fortunately, we have found ways to save $25,000 per year.”